Consultative Services

Complimentary services available to business, government & non-profit customers:

As an added value for your business, our highly-trained and experienced team of insurance and Employee Benefits Specialists will connect your business with resources, legal advice and valuable information to make informed decisions, so you can get back to doing what’s best for your business.

Commercial Insurance
Our experienced staff will find you the best value on your business insurance to protect its vital assets.

Employee Benefits
Our highly-trained employee benefits team will assist you in putting together a competitive benefits plan that delivers the highest value.

Legal Hotlines
Gain valuable insight and receive expert advice on a full range of employment issues including Employee Benefits, Labor and Employment Law and Contract Law.

Our Labor and Employment Law Attorney, Tom Revnew, can provide valuable insight and advice to help you with a full range of employment and labor law issues. Tom will provide honest advice and straight answers to your questions which can help your business take steps now to avoid costly and time consuming litigation, or provide guidance to overcome a current employment dispute. Tom’s complimentary services include:

Complimentary Phone Consultations
Tom will provide two 15-minute phone consultations per quarter to provide advice and information about:

  • Harassment Issues
  • Employment Contracts
  • Non-Compete Agreements
  • Unemployment Compensation
  • Workers’ Compensation
  • Wage and Hour Issues
  • OSHA Issues
  • EEO & ADA Issues (Hiring, Accommodation, Discipline & Termination)
  • FMLA & Other Leave-of-Absence Issues
  • Union Organizing & Labor Relations Matters
  • and More!

At our agency, we want to assist you with protecting every aspect of your business and help reduce risk. As an added value to our Com-mercial Insurance clients, we have partnered with Attorney Martin Kappenman, P.A. to help your business with a full range of contract issues.

Complimentary Phone Consultations and Contractual Review
Martin will provide two 15-minute phone consultations per quarter and review your business contracts to:

  • Explain legal significance of contract terminology
  • Recommend liability limiting terms to minimize risks to your business
  • Review and explain indemnification provisions
  • Propose creative solutions to stalled contract negotiations
  • Review pertinent contract clauses to remove redundancy, eliminate ambiguity and increase clarity
  • Identify contractual provisions most likely to give rise to litigation
  • Provide insight about Hold Harmless Agreements

Our Employee Benefits Attorney, Michael Paquette, can provide valuable insight and advice to help you with a full range of employee benefits and government regulations.

Complimentary Phone Consultations
Mike will provide two 15-minute phone consultations per quarter to provide advice and information about:

  • COBRA continuation
  • PPAC
  • Health Savings Accounts
  • and More!

Health Savings Accounts (HSA)
Mike will help your employees understand the advantages of HSAs with a High Deductible Health Plan (HDHP) and how they work.

Our experienced employee benefits team can help coordinate employee benefit enrollment meetings for your business and assist your employees with enrollments.

Complimentary Employee Handbook Review
A carefully drafted and comprehensive Employee Handbook will keep your employees aware of your company policies and provide guidance for Managers and Supervisors when making decisions about your employees. Tom will review your Employee Handbook and provide expert advice.

Human Resources Toolkit & Hotline
We can help you navigate the ever-changing human resources landscape. Access an extensive online library that delivers up-to-date news, tools and forms for human resources and benefits.

Safety Review & Hotline
We can help your business take steps to reduce risk and prevent incidents.

Pharmacist Consultant
We can help your business find creative ways to control its health care costs. Our licensed Pharmacist Consultant is available to help your employees make better prescription drug buying decisions.